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Credit card eligibility requirements to get a credit card in India: 1. Applicant must have a minimum age of 18 years 2. Applicant should either be salaried or self-employed A credit card gives you ₹20,000 to ₹2,00,000. Note* Firstly You get ₹20,000. Then after your remain balance recovery. You can get above ₹20,000 loans. Ready with government document + Bank Statement.